# Working Capital Financing for Agribusiness

**Capital That Supports Agricultural Operations & Trade.**

Agribusinesses manage seasonal production, supplier payments, inventory, and commercial transactions that often require capital well before the associated revenue is collected.

We provide financing solutions structured around qualifying agricultural operations, business performance, and available assets.

## Financing Across Agricultural Cycles

Agricultural businesses may invest in inputs, labor, processing, packaging, and storage months before products are sold and payment is received.

Production schedules and seasonal demand can create uneven cash flow throughout the year, while commodity prices, storage requirements, and buyer contracts influence financing needs.

For established agribusinesses, financing may be supported by operating cash flow, eligible inventory, or commercial receivables, depending on the transaction.

We evaluate opportunities based on the company's operating cycle, qualifying assets, sales arrangements, and financing objectives.

## Supporting Agricultural Businesses

- **Seasonal Working Capital.** Support qualifying operating requirements associated with production, harvest, and processing cycles.
- **Inventory & Storage.** Finance eligible agricultural inventory held for commercial sale.
- **Commercial Buyer Receivables.** Access liquidity against qualifying invoices issued to approved commercial purchasers.

## Financing Options for Agribusiness

- [Cash Flow Loans](https://www.gobacapital.com/solutions/cash-flow-loans/): Financing structured around established operating performance and anticipated repayment capacity.
- [Asset-Based Lending](https://www.gobacapital.com/solutions/asset-based-lending/): Revolving facilities supported by eligible inventory and receivables.
- [Receivables Financing](https://www.gobacapital.com/solutions/receivables-financing/): Access capital against qualifying commercial invoices following delivery and acceptance.

## Financing That Reflects Agricultural Cycles

Agricultural financing requires consideration of seasonality, production timing, commodity characteristics, and commercial sales arrangements.

We take these factors into account when structuring facilities around the underlying business, including how working capital requirements change between production, storage, delivery, and customer collection.

## Capital for Your Next Agricultural Opportunity.

Explore financing solutions aligned with your agribusiness operations and commercial requirements.