# Working Capital Financing for Automotive Parts

**Capital for Production, Inventory & Automotive Supply Chains.**

Automotive parts manufacturers and distributors manage inventory requirements, supplier commitments, and customer programs that can create substantial working capital needs.

We provide financing solutions supported by qualifying business assets, receivables, and supplier payment arrangements.

## Financing for Automotive Manufacturing & Distribution

Automotive suppliers may invest in tooling, components, production, and inventory before products are delivered to original equipment manufacturers (OEMs), other suppliers, or aftermarket customers.

New customer programs may require increased purchasing and production capacity, while aftermarket distributors often maintain extensive inventories across multiple part numbers.

Changes in customer schedules, quality requirements, and payment terms can also influence operating cash flow.

We structure financing around eligible receivables, inventory, and qualifying supplier payment arrangements to support these operating requirements.

## Supporting Automotive Parts Businesses

- **Parts & Components Inventory.** Finance eligible inventory required for manufacturing, distribution, and replacement-part availability.
- **Program Launches & Production.** Support qualifying working capital requirements associated with new customer programs and increased volumes.
- **OEM & Aftermarket Receivables.** Access liquidity against eligible invoices issued to commercial automotive customers.

## Financing Options for Automotive Suppliers

- [Asset-Based Lending](https://www.gobacapital.com/solutions/asset-based-lending/): Revolving financing supported by eligible inventory and accounts receivable.
- [Receivables Financing](https://www.gobacapital.com/solutions/receivables-financing/): Access working capital against qualifying customer invoices after delivery and acceptance.
- [Supply Chain Financing](https://www.gobacapital.com/solutions/supply-chain-financing/): Support eligible supplier payment arrangements associated with procurement and production.

## Financing That Recognizes Parts & Program Requirements

Automotive inventory may include standard replacement parts, specialized components, and products associated with specific customer programs.

We consider inventory turnover, product demand, customer requirements, and potential returns or quality-related adjustments when developing an appropriate financing structure.

## Capital to Support Your Automotive Operations.

Explore working capital financing solutions for automotive parts manufacturing and distribution.