# Working Capital Financing for Manufacturing

**Capital That Supports Every Stage of Production.**

From purchasing raw materials to delivering finished goods, manufacturers often commit significant working capital before collecting payment from customers.

We provide financing solutions designed to support manufacturing operations, manage inventory requirements, and maintain liquidity throughout the production cycle.

## Financing That Moves With Production

Manufacturing businesses must balance raw material purchases, production expenses, inventory management, and customer payment terms. As orders increase, additional working capital may be required long before the resulting sales generate cash.

Working capital financing can help address these timing differences by providing capital against eligible receivables, inventory, and other qualifying business assets.

We structure financing around each manufacturer's operating cycle, production requirements, and underlying assets, helping companies maintain operational continuity while pursuing growth opportunities.

## Supporting Manufacturing Operations

- **Raw Materials & Inventory.** Finance eligible inventory and purchasing requirements needed to maintain production and fulfill customer demand.
- **Production & Operating Expenses.** Support supplier payments, labor, freight, and other expenses incurred before finished products are sold.
- **Equipment & Expansion.** Access structured capital for qualifying machinery purchases, facility improvements, and production capacity investments.

## Financing Options for Manufacturers

- [Asset-Based Lending](https://www.gobacapital.com/solutions/asset-based-lending/): Revolving financing supported by eligible inventory, accounts receivable, and other qualifying business assets.
- [Receivables Financing](https://www.gobacapital.com/solutions/receivables-financing/): Access working capital against eligible customer invoices following delivery and billing.
- [Term Loans](https://www.gobacapital.com/solutions/term-loans/): Structured financing for qualifying equipment purchases, expansion initiatives, and other defined business investments.

## Structured Around the Manufacturing Cycle

Manufacturing inventory can include raw materials, work in progress, and finished goods, each with different financing considerations.

We evaluate the company's production cycle, inventory characteristics, customer payment arrangements, and financing objectives to develop an appropriate structure. This allows us to consider how the facility can support both ongoing operating requirements and changing production volumes.

## Keep Your Production Moving Forward.

Explore working capital financing solutions aligned with your manufacturing operations and growth plans.