# Working Capital Financing for Packaging

**Financing for Materials, Production & Customer Demand.**

Packaging manufacturers and distributors frequently manage substantial raw material purchases, recurring production commitments, and payment terms from commercial customers.

We provide working capital financing solutions designed to support inventory, manufacturing requirements, and business-to-business sales.

## Capital for Packaging Production & Distribution

Packaging businesses may invest in paper, cardboard, resins, inks, tooling, and production capacity before finished products are delivered and paid for.

Fluctuations in raw material prices can affect operating requirements, particularly when customer pricing adjusts on a different schedule from supplier costs.

Companies producing customized packaging may also carry inventory tied to specific customer specifications or recurring supply arrangements.

We structure financing supported by eligible receivables and qualifying inventory, helping businesses manage production, purchasing, and collection cycles.

## Supporting Packaging Businesses

- **Raw Materials & Inventory.** Finance eligible purchases of paper, resin, and other materials used in packaging production.
- **Recurring Customer Programs.** Support qualifying working capital needs associated with ongoing production and supply commitments.
- **Commercial Receivables.** Access capital against eligible invoices issued to manufacturers, distributors, and other business customers.

## Financing Options for Packaging Companies

- [Asset-Based Lending](https://www.gobacapital.com/solutions/asset-based-lending/): Revolving financing supported by eligible inventory and trade receivables.
- [Receivables Financing](https://www.gobacapital.com/solutions/receivables-financing/): Access liquidity against qualifying invoices while awaiting commercial customer payments.

## Understanding Inventory & Customer Requirements

Packaging inventory can range from standardized raw materials to highly customized finished products with limited alternative uses.

We consider material characteristics, customer demand, inventory turnover, payment arrangements, and potential deductions when developing a financing structure aligned with the business.

## Capital to Support Your Next Production Run.

Explore financing solutions for packaging manufacturing and distribution.