# Our Solutions

Flexible, customizable financing built around your operating cycle.

A private-credit partner delivering fast, flexible financing solutions for working capital and real estate opportunities, with facilities ranging from $3 million to $100 million.

## Two divisions, nine ways to structure the facility

Every structure below is underwritten in-house. Pick the one closest to your situation, or tell us the transaction and we will tell you which fits.

- [Receivables Financing](https://www.gobacapital.com/solutions/receivables-financing/): Advance against approved invoices to release cash tied up in customer payment terms.
- [Real Estate / Bridge Lending](https://www.gobacapital.com/solutions/real-estate/): Short-term first-mortgage capital for acquisition, stabilization and refinancing.
- [Asset-Based Lending](https://www.gobacapital.com/solutions/asset-based-lending/): Revolving lines secured by receivables, inventory and other business assets.
- [Purchase Order Financing](https://www.gobacapital.com/solutions/purchase-order-financing/): Funding against verified purchase orders so you can accept the order and deliver.
- [Supply Chain Financing](https://www.gobacapital.com/solutions/supply-chain-financing/): Payables optimization that supports suppliers without straining your balance sheet.
- [Cash Flow Loans](https://www.gobacapital.com/solutions/cash-flow-loans/): Facilities structured around operating cash flow rather than a single asset class.
- [Term Loans](https://www.gobacapital.com/solutions/term-loans/): Amortizing capital for expansion, equipment and long-horizon initiatives.

## We provide momentum.

Every structure we design reflects an understanding of each industry’s operating dynamics, business requirements, and real estate investment objectives, allowing us to tailor financing to the needs of each opportunity. Our experience spans manufacturing financing, distribution financing, construction financing, real estate bridge loans, and other industry-specific financing solutions.

## Why Businesses Choose Goba

- Fast decisions and reliable execution
- Flexible structures that adapt to operations
- Transparent terms and speedy underwriting
- Creative solutions beyond traditional lending
- Flexible structures combining multiple financing solutions

We blend the agility of private credit with the discipline of asset-based lending — giving clients the confidence that capital will be available when they need it most through alternative business financing and growth capital solutions designed to support execution.