# Commercial Real Estate Financing

Flexible capital for commercial real estate opportunities that require speed.

## Financing for Every Stage of the Opportunity

At Goba Capital, we provide customized private commercial real estate financing solutions for investors and property owners seeking capital beyond traditional lending structures. Whether you're acquiring a property, refinancing existing debt, or preparing an asset for stabilization, we structure financing around the property, investment strategy, and transaction timeline. From acquisitions to stabilization, we provide short-term commercial real estate financing designed to support different investment strategies and capital requirements.

- [Bridge Lending](https://www.gobacapital.com/solutions/real-estate/bridge-lending/): Short-term financing for real estate acquisitions, maturing debt, and transitional properties requiring capital before a sale or permanent refinancing.
- [Acquisitions & Refinancing](https://www.gobacapital.com/solutions/real-estate/acquisitions-refinancing/): Financing for investment property acquisitions, refinancing existing mortgages, consolidating debt, partner recapitalizations, and transitioning from traditional bank facilities.
- [Stabilization & Repositioning](https://www.gobacapital.com/solutions/real-estate/stabilization-repositioning/): Financing for properties undergoing improvements, lease-up, repositioning, or operational transitions before reaching stabilized performance.

## Real Estate Financing at a Glance

Our commercial real estate credit facilities are structured around the underlying collateral, sponsor experience, and transaction requirements.

- **Facility Size:** $3M–$50M
- **Advance Rate:** Up to 75%
- **Loan Position:** First Mortgage
- **Loan Terms:** Up to 36 Months
- **Geographic Coverage:** United States (South Florida Focus)
- **Eligible Borrowers:** Commercial entities and qualifying individual investors; no primary residences

_Financing terms are indicative and subject to property evaluation, underwriting, and transaction approval._

## Properties We Finance

We evaluate financing opportunities across a broad range of commercial and investment real estate asset classes. Each transaction is considered based on the property's characteristics, market conditions, and financing requirements.

- Multifamily & Investment Residential
- Industrial & Warehouse
- Office
- Retail
- Mixed-Use
- Hospitality
- Self-Storage
- Land & Pre-Development
- Special-Purpose Properties

## Beyond Traditional Real Estate Lending

Commercial real estate financing is not one-size-fits-all. We evaluate each opportunity based on the underlying asset, investment strategy, and potential exit, rather than relying solely on standardized lending criteria.

- **Property Fundamentals.** We consider property value, condition, location, occupancy, and market dynamics to understand the asset and its financing potential.
- **Sponsor & Investment Strategy.** We evaluate sponsor experience, transaction objectives, and the business plan supporting the acquisition, refinancing, or transition.
- **Capital Structure.** We assess loan-to-value (LTV), existing obligations, available collateral, and financing requirements to develop a structure appropriate for the transaction.
- **Repayment & Exit Strategy.** We consider the anticipated path to repayment, whether through a property sale, stabilization, permanent refinancing, or another approved exit.

## Your Next Commercial Real Estate Opportunity Starts Here.

Whether you're acquiring, refinancing, or repositioning a property, our team can help you explore financing structures aligned with your investment objectives.

[Let's Talk Success](https://www.gobacapital.com/contact/)