Cash Flow Loans
Flexible, Performance-Based Capital for Growing Companies
Some companies grow faster than traditional collateral can support. Goba Capital provides cash-flow loans built around financial performance, operational strength, and forward momentum — not rigid collateral formulas.
Ideal for businesses that need working capital to scale, expand, or execute strategic initiatives.
How It Works
We analyze revenue consistency, recurring income, customer concentrations, margins, collateral, and forward projections to structure a loan aligned with your operations and growth plan.
This approach allows companies to access capital based on their performance — creating liquidity that strengthens execution and supports expansion.
Use Cases
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Expanding footprint
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New product lines
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Scaling operations
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Strategic investments
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Acquisitions and integration
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Technology, talent, or infrastructure investments
Who It’s For
Companies with:
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Stable or growing revenue
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Strong operational performance
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High customer retention
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Growth or expansion initiatives
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Need for flexible working capital
Benefits
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Capital aligned with performance and strategy
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Increased liquidity without heavy asset requirements
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Predictable structures that support day-to-day operations
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Ability to move quickly in growth cycles
Why Goba Capital
We combine analytical discipline with private-credit flexibility to build financing that strengthens your business and adapts as you grow.
When your trajectory accelerates, we make sure your capital keeps up.