Seasonal Working Capital
Support qualifying operating requirements associated with production, harvest, and processing cycles.
Agribusiness
Working Capital Financing for Agribusiness
Capital That Supports Agricultural Operations & Trade.
Agribusinesses manage seasonal production, supplier payments, inventory, and commercial transactions that often require capital well before the associated revenue is collected.
We provide financing solutions structured around qualifying agricultural operations, business performance, and available assets.
Common Financing Needs
- Seasonal Working Capital
- Inventory & Storage
- Commercial Buyer Receivables
Industry Overview
Financing Across Agricultural Cycles
Agricultural businesses may invest in inputs, labor, processing, packaging, and storage months before products are sold and payment is received.
Production schedules and seasonal demand can create uneven cash flow throughout the year, while commodity prices, storage requirements, and buyer contracts influence financing needs.
For established agribusinesses, financing may be supported by operating cash flow, eligible inventory, or commercial receivables, depending on the transaction.
We evaluate opportunities based on the company's operating cycle, qualifying assets, sales arrangements, and financing objectives.
Common Financing Needs
Supporting Agricultural Businesses
Inventory & Storage
Finance eligible agricultural inventory held for commercial sale.
Commercial Buyer Receivables
Access liquidity against qualifying invoices issued to approved commercial purchasers.
Relevant Financing Solutions
Financing Options for Agribusiness
Cash Flow Loans
Cash Flow LoansFinancing structured around established operating performance and anticipated repayment capacity.Explore Cash Flow LoansAsset-Based Lending
Asset-Based LendingRevolving facilities supported by eligible inventory and receivables.Explore Asset-Based LendingReceivables Financing
Receivables FinancingAccess capital against qualifying commercial invoices following delivery and acceptance.Explore Receivables Financing
Our Approach
Financing That Reflects Agricultural Cycles
Agricultural financing requires consideration of seasonality, production timing, commodity characteristics, and commercial sales arrangements.
We take these factors into account when structuring facilities around the underlying business, including how working capital requirements change between production, storage, delivery, and customer collection.
Next Step
Capital for Your Next Agricultural Opportunity.
Explore financing solutions aligned with your agribusiness operations and commercial requirements.