Metals & Metal Fabrication

Working Capital Financing for Metals & Metal Fabrication

Financing for Materials, Production & Industrial Sales.

Metal producers, processors, and distributors often manage substantial raw material purchases, changing commodity prices, and extended commercial payment cycles.

We provide working capital financing solutions supported by eligible inventory and receivables to help businesses manage purchasing, fabrication, and ongoing operations.

Metal inventory and fabrication operations supported by working capital

Common Financing Needs

  • Raw Metal Inventory
  • Fabrication & Production
  • Commercial Receivables

Industry Overview

Capital Across the Metals Supply Chain

Metals and fabrication businesses invest in raw stock, processing, labor, and transportation before finished products are delivered and customer invoices are collected.

Changes in metal prices and supplier lead times can affect the capital required to replenish inventory, even when production or sales volumes remain relatively consistent.

Additional complexity may arise when materials are cut, fabricated, or produced to customer-specific specifications.

We structure working capital facilities around qualifying metal inventory and commercial receivables, considering the relationship between purchasing costs, inventory valuation, and expected collections.

Common Financing Needs

Supporting Metals Operations

Raw Metal Inventory

Finance eligible steel, aluminum, and other metal stock held for manufacturing or distribution.

Fabrication & Production

Support qualifying working capital requirements associated with processing and fulfilling industrial orders.

Commercial Receivables

Access capital against eligible invoices issued to industrial and commercial customers.

Our Approach

Financing That Reflects Material Value

We consider inventory composition, grade, processing stage, storage location, and marketability when evaluating an appropriate financing structure.

Market price movements and the distinction between standardized inventory and customer-specific fabricated products are important considerations in aligning financing availability with the underlying assets.

Talk With Our Team

Next Step

Financing for Your Next Production Cycle.

Explore working capital solutions for metals manufacturing, fabrication, and distribution.

Let's Talk Success