Supplier Payment Programs
Provide participating suppliers with access to earlier payment against approved obligations.
Align Supplier Payments With Your Cycle
Support supplier relationships, manage procurement requirements, and optimize payment terms through customized supply chain financing solutions.
Supply chain financing helps businesses manage the timing of supplier payments while maintaining the flexibility needed to support ongoing procurement and operations.
Through structured financing arrangements, eligible suppliers may receive earlier payments against approved invoices or purchase obligations, while buyers benefit from extended repayment terms aligned with their operating cycles.
These programs can help preserve working capital, improve payment predictability, and support increasing purchasing volumes without placing additional pressure on supplier relationships. By aligning financing with procurement requirements, we help businesses manage domestic and international supply chains while maintaining liquidity for other operational needs.
Supplier Financing & Payables Financing
Supply chain financing can include buyer-led programs in which approved supplier invoices or other eligible obligations are financed by a third party.
Depending on the structure, these arrangements may also be referred to as payables financing or reverse factoring.
Unlike traditional purchase order financing, which generally addresses procurement costs before order fulfillment, supplier financing programs commonly provide funding against approved payables or eligible supplier obligations.
We evaluate each company's procurement volumes, supplier relationships, payment terms, and operating requirements to develop an appropriate program.
Working Capital Across the Supply Chain
Extended Payment Terms
Manage payment cycles while maintaining relationships with important suppliers.
Recurring Procurement
Support ongoing purchasing requirements and inventory replenishment.
International Supplier Networks
Finance qualifying supplier payment obligations involving cross-border transactions.
Financing Supplier Obligations
- 01
Supply Chain Assessment
We review purchasing activity, supplier relationships, payment terms, and eligible obligations.
- 02
Program Structuring
We establish financing arrangements based on approved suppliers, eligible transactions, and anticipated procurement volumes.
- 03
Supplier Payment & Settlement
Participating suppliers receive payment according to the approved program, while the buyer settles the corresponding obligation on the agreed date.
Financing Parameters
Terms are indicative and subject to underwriting and transaction requirements.
- Program Size
- $3M–$100M
- Financing Basis
- Eligible supplier invoices and payment obligations
- Structures
- Supplier financing, payables financing, and approved early-payment arrangements
- Program Term
- 12–36 months
- Geographic Coverage
- Eligible U.S. and LATAM transactions
- Eligibility Considerations
- Approved suppliers, buyer creditworthiness, procurement activity, and qualifying obligations
$10 Million Supply Chain Financing Facility
Optimizing Supplier Payment Terms
Retail & Wholesale
The Challenge
A retail and wholesale group operating across multiple markets sought to improve its working capital position by extending payment terms with international suppliers while maintaining purchasing capacity.
Our Solution
We approved a $10 million revolving supply chain financing facility, supporting payments to eligible suppliers and providing up to 90 days for the group to settle its obligations. The program initially supported three operating companies under a shared financing structure. A few months later, the facility was revised to cover four operating companies and an updated group of approved suppliers.
The Result
The revised arrangement retained 90-day payment terms and continued to support eligible procurement transactions across the group's operations.
Industries Using This Solution
See how this structure can address industry-specific cash cycles and collateral.
Strengthen Your Supply Chain With Flexible Financing.
Explore supplier financing arrangements aligned with your procurement and payment requirements.