Capital With a Defined Repayment Structure

Access capital for qualifying business expansion, equipment purchases, and other defined financing requirements through customized term loan structures.

Term loans provide businesses with capital for expansion, equipment purchases, infrastructure improvements, and other defined financing requirements. With an established loan amount and repayment timeline, they offer a structured way to finance investments and support business objectives.
Unlike revolving credit facilities, which provide ongoing access to working capital, term loans are designed to address specific financing needs over an agreed period.

Flexible Repayment Structures

We structure term loans around the purpose of each transaction, considering the company's operating cash flow, available collateral, and anticipated repayment timeline.

Depending on the financing requirements, facilities may include scheduled principal payments, interest-only periods, or repayment of principal at maturity. Our approach allows us to tailor the loan structure to the investment and the company's financial requirements.

Financing for Defined Business Requirements

Business Expansion

Support eligible investments associated with increasing operational capacity.

Equipment & Asset Purchases

Finance qualifying equipment and other business assets needed for operations.

Facility Improvements

Provide capital for eligible facility upgrades and infrastructure investments.

Strategic Capital Requirements

Support defined projects, investments, or other qualifying business initiatives.

From Financing Need to Repayment

01
Financing Assessment
We review the requested amount, intended use of proceeds, financial performance, collateral, and repayment capacity.
02
Loan Structuring
We establish proposed terms covering facility size, maturity, security, and repayment requirements.
03
Funding & Repayment
Following approval and closing, funds are disbursed under the agreed terms, with payments made according to the established loan structure.

Financing Parameters

Terms are indicative and subject to underwriting and transaction requirements.

Facility Size: $3M–$100M
Structure: Business term loan
Facility Term: Up to 60 months, subject to underwriting
Security: Eligible business assets or other approved collateral
Repayment: Scheduled amortization, interest-only, or other approved arrangements
Financing Purpose: Eligible operational and capital investment requirements
Eligibility Considerations: Use of proceeds, repayment capacity, financial performance, and collateral

Sample Transaction

$10 Million Senior Secured Term Loan

A Defined Financing Structure

Real Estate

Our Solution

We approved a $10 million senior secured term loan for a Florida real estate company under a defined maturity structure. The facility included a 12-month term, monthly interest payments, and principal due at maturity. The loan was supported by a first-priority security interest over the borrower's assets, together with guarantees and additional pledged collateral.

The Result

The arrangement established a defined financing period and repayment structure tailored to the transaction.

Industries Using This Solution

See how this structure can address industry-specific cash cycles and collateral.

Capital for Your Next Growth Plans.

Explore structured term financing solutions aligned with your company's requirements.

Let's Talk Success

Term Loans