Consumer Products

Working Capital Financing for Consumer Products

Financing That Supports Your Products From Order to Sale.

Consumer products companies often invest in manufacturing, inventory, transportation, and fulfillment well before receiving payment from retailers and distributors.

We provide working capital financing solutions designed to support supplier payments, growing order volumes, and the customer collection cycle.

Consumer product orders moving through a fulfillment warehouse

Common Financing Needs

  • Retail Purchase Orders
  • Inventory & Fulfillment
  • Extended Retailer Payment Terms

Industry Overview

Capital for Growing Consumer Brands

As consumer brands expand into new retail channels, larger purchase orders and production commitments can create significant working capital requirements.

Manufacturers and suppliers may require payment before production or shipment, while major retailers often operate on extended payment terms. Freight, warehousing, promotional allowances, and customer deductions can further influence the timing of collections.

We structure financing solutions that can support different stages of this cycle, from confirmed purchase orders and supplier payments to eligible accounts receivable generated after delivery.

Common Financing Needs

Supporting Consumer Product Growth

Retail Purchase Orders

Finance eligible supplier and production costs associated with confirmed orders from commercial customers.

Inventory & Fulfillment

Support procurement, manufacturing, and inventory requirements as sales volumes increase.

Extended Retailer Payment Terms

Access working capital against eligible invoices while awaiting customer collections.

Our Approach

Financing Across the Sales Cycle

Consumer products financing involves more than the value of an invoice or purchase order.

We consider supplier arrangements, production timelines, retailer requirements, product characteristics, and expected collections, including returns and promotional deductions, to develop financing structures aligned with the transaction.

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Next Step

Support Your Brand's Next Opportunity.

Explore financing solutions for growing consumer products businesses.

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