Inventory Purchases
Finance eligible inventory held for resale to commercial customers.
Wholesale Distribution
Working Capital Financing for Wholesale Distribution
Capital to Support Inventory, Sales & Distribution.
Wholesale distributors often invest in inventory and supplier relationships before collecting payment from business customers.
We provide working capital financing solutions supported by eligible receivables, inventory, and qualifying supplier payment arrangements.
Common Financing Needs
- Inventory Purchases
- Supplier & Vendor Payments
- Customer Receivables
Industry Overview
Financing That Moves With Inventory
Wholesale distribution businesses need capital to purchase products, maintain inventory availability, fulfill customer orders, and manage ongoing supplier obligations.
As sales increase, the need to replenish inventory may arise before outstanding customer invoices have been collected.
A revolving financing facility can help address these timing differences by providing working capital supported by qualifying inventory and trade receivables.
We structure financing around the distributor's inventory turnover, purchasing requirements, customer payment terms, and underlying asset base.
Common Financing Needs
Supporting Wholesale Operations
Supplier & Vendor Payments
Support qualifying purchasing obligations and inventory replenishment requirements.
Customer Receivables
Access liquidity against eligible invoices while awaiting payment from business customers.
Relevant Financing Solutions
Financing Options for Wholesale Distributors
Asset-Based Lending
Asset-Based LendingRevolving credit facilities supported by qualifying inventory and receivables.Explore Asset-Based LendingReceivables Financing
Receivables FinancingAccess working capital against eligible commercial invoices.Explore Receivables FinancingSupply Chain Financing
Supply Chain FinancingSupport supplier payment arrangements aligned with procurement and customer collection cycles.Explore Supply Chain Financing
Our Approach
Financing Based on Inventory & Sales Activity
Wholesale inventories can include fast-moving merchandise alongside slower-moving or specialized products.
We consider inventory turnover, customer payment terms, supplier arrangements, and potential credits or returns to develop a structure supported by the company's operating assets and financing requirements.
Next Step
Support Your Next Distribution Opportunity.
Explore financing solutions aligned with your inventory and working capital requirements.