Seasonal Collections
Finance eligible production and procurement costs associated with confirmed seasonal orders.
Apparel & Textiles
Working Capital Financing for Apparel & Textiles
Capital for Production, Inventory & Seasonal Demand.
Apparel and textile companies often commit capital to materials, suppliers, and seasonal collections months before receiving payment from retailers or wholesale customers.
We provide financing solutions designed to support qualifying purchase orders, supplier payments, and commercial receivables.
Common Financing Needs
- Seasonal Collections
- Overseas Supplier Payments
- Wholesale & Retailer Receivables
Industry Overview
Financing That Supports the Fashion & Textile Cycle
Apparel businesses manage production calendars, overseas supplier arrangements, shipping schedules, and seasonal inventory requirements.
Manufacturing deposits and freight expenses may be due long before finished products reach customers, while retailer payment terms can extend the time between shipment and collection.
Changes in fashion trends, seasonal demand, markdowns, and product returns may also influence available working capital.
We structure financing solutions around qualifying confirmed orders, supplier obligations, and eligible receivables, helping businesses manage the different stages of production and distribution.
Common Financing Needs
Supporting Apparel & Textile Businesses
Overseas Supplier Payments
Support qualifying manufacturing deposits and supplier obligations.
Wholesale & Retailer Receivables
Access working capital against eligible invoices while awaiting payment from commercial customers.
Relevant Financing Solutions
Financing Options for Apparel & Textiles
Purchase Order Financing
Purchase Order FinancingFinance eligible supplier and production costs associated with confirmed customer orders.Explore Purchase Order FinancingReceivables Financing
Receivables FinancingAccess capital against qualifying invoices following delivery and acceptance.Explore Receivables FinancingSupply Chain Financing
Supply Chain FinancingSupport eligible supplier payment programs aligned with production and procurement requirements.Explore Supply Chain Financing
Our Approach
Structuring Around Seasonal Operations
We consider order terms, production schedules, delivery requirements, and the marketability of inventory when developing financing arrangements.
Returns, promotional allowances, and seasonal markdown exposure may influence collections and collateral values, making transaction structure and timing particularly important for apparel businesses.
Next Step
Support Your Next Collection or Customer Order.
Explore financing solutions for apparel and textile production and distribution.